Companion to "Getting set up without getting burned."
Two evenings, in order. Record dates as you go. Do not drive a paid trip before the insurance line is checked.
| Primary plank (first application) | |
| Secondary plank (same night) | |
| Evening one date | |
| Evening two date | |
| City / state license check: search run? | ☐ Yes Search terms used: |
| Gated or licensed market found? | ☐ No ☐ Yes, requirement: |
Endorsement first, trip second. The delivery variant exists at most carriers and costs a few dollars a month.
Three onboarding burns, in the order they injure people. Driving before your endorsement is active: the gap claim you feared, realized. Using a friend's or family member's account, or letting someone run trips on yours: instant permanent deactivation on most platforms, and it voids the insurance. And paying a third party for "guaranteed activation" or a "driver starter kit": the platform charges you nothing to onboard, ever, so anyone charging you is selling you nothing.
| Action | Log |
|---|---|
| Accept more offers than your economics justify (build the ratings sample) | Trips taken: |
| Work small windows, two to three hours | Window 1: Window 2: |
| Log everything: hours, gross, miles, how you feel at the end | Card kept in: |
| Sunday: index-card math, net vs the fit-check prediction | Predicted / Actual |
| Set floor 1: minimum dollars per hour on this plank | $ per hour |
| Set floor 2: weekly hours protected for the far bank | hours per week |
Open one page per platform. Record the fee stack as you actually experience it: base pay, tips, promos, and the platform's cut on the payout screen. Use the Platform Fee Snapshot Tracker for the weekly rows.