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Your 90-Day Cash Plan

5 min read · The Long Game

Lesson video in production

The full lesson text below is complete — the video version lands with launch.

Ninety days is one full turn of the cash-conversion cycle you met in "The Cash-Conversion Cycle." This plan walks that turn week by week. A thirty-day launch plan does not exist in this business; the clock is longer than that, and the plan respects the clock.

Before day one: the money split

Take your total budget and divide it in thirds, the split operators on r/AmazonFBATips recommend: one third for one-time setup and samples, one third for inventory, freight, duty, and inspection, one third held as the launch ad budget and cash reserve. On three thousand dollars, that is one thousand, one thousand, one thousand. Yes, a thousand buys a small first order. That is the honest size of a first loop at this budget, and it is enough to learn on.

Weeks 1-3: research and the calculator

Full method from "Finding a Product Worth Your Cash." Build a shortlist of ten candidates. Run each through the calculator from "Vetting the Numbers Before You Spend." Kill on the written criteria: margin under about fifteen percent net, ROI under roughly sixty percent, giants on page one, gated, seasonal-only, trademark conflicts. Two or three survivors move forward, and you begin supplier outreach on all of them, because factories are also a filter.

Kill gate: no candidate survives the calculator. Stop. Research again next month with the same budget intact. This gate has saved you two thousand dollars; walking through it spends that and more.

Weeks 3-5: samples and the decision

Samples from two or three factories, express shipped, tested to destruction. One winner, in writing: unit price at your quantity, lead time, packaging, labeling, prep requirements confirmed.

Weeks 5-6: the order and the freight booking

Deposit paid, production scheduled, freight quoted with landed duty in writing, inspection booked for the balance payment. In parallel, the setup track from "Account, Entity, and the Rules You Cannot Break": LLC, EIN, bank accounts, seller account with Professional plan, GS1 codes. Run the USPTO search now; file the trademark now or when the product proves out, but the name clears today.

Weeks 6-12: the freight window, worked hard

The box is on the water. Nothing can hurry it. Build the listing from "Building a Listing That Converts" completely: photos, bullets, backend keywords, price positioned against page one. Write the three ad campaigns from "Your Launch: Buying Your First Ranking" in draft. Set the launch budget cap in writing. If Brand Registry is ready, stage the Vine enrollment.

Season checkpoint: check the calendar for the week your inventory will be sellable. If that week lands in October through December, you are entering Q4: storage rates peak, ad costs rise, and holiday demand can rocket a new product or strand it depending on category. A Q4 landing is workable and sometimes wonderful; it just means the reserve stays untouched until January. If your product is seasonal itself, from the BSR history you pulled in research, this plan must land you sellable before its season, or be delayed to the next one. Time the loop to the product's calendar, not your impatience.

Weeks 12-14: live

Inventory received and checked in. Listing live. Campaigns on. Vine requested. Now the weekly rhythm from "A Real Week in the Business": numbers Monday, ads Tuesday, inventory Wednesday.

Weeks 14-16: read the product

Two signals decide everything: TACoS falling while sales hold, meaning organic rank is arriving, and sell-through against the reorder point from "Running the Loop: Reorders, Stockouts, and Storage Fees." Falling TACoS with healthy sell-through: place the reorder before the formula says you must, because the pipeline is sixty to ninety days and your seller funding arrives on the payout cadence, not on your schedule. Sales flat and ACOS above your break-even after the capped budget: the product has answered. Liquidate, keep the lesson, and run the loop again with better questions.

The 90-day run sheet

Budget split in thirds and written down before spending
Ten candidates run through the calculator, survivors documented
Samples tested from two or more factories
Order placed with written price, lead time, prep, and landed duty quote
LLC, EIN, bank, seller account, GS1 done before inventory lands
Listing complete and campaigns drafted during freight weeks
Season checkpoint cleared for the sellable week
Launch budget capped; day-90 read: reorder, iterate, or liquidate

When the first loop turns, the question changes from "can I do this" to "what is this business becoming." The course closes by answering it.

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